Mini - Med

  
     
 

Affordable Health Insurance is AVAILABLE

  
 

 

  
 

Full-Time, Part-Time or Seasonal Employees - You Determine Who Is Eligible! 

Risk Reducers Basic Health Insurance is designed for those companies and their valued employees or the self-employed independent contractor seeking coverage for the family.  This is a limited benefit plan - a lower-cost alternative to comprehensive major medical underwritten through National Fire Insurance Company. It provides affordable, basic benefits to help pay the costs of everyday medical treatment including doctor office visits, diagnostic tests, prescription drugs, emergency room care, hospitalization and surgery.  

For many employees and their families, basic benefits coverage may be adequate for most of their medical care needs. 68% of the population has annual medical expenditures of under $1,000 and 80% incur less than $2,000. Just being able to afford to go to the doctor when symptoms first occur may prevent serious conditions from developing.

 
 Download Mini-Med PDF forms
 ● Mini Med Brochure
 ● Mini Med Tri - Fold Brochure
 ● Mini Med Group/Employer Enrollment Form
 ● Mini Med 1099 Sold Case Form
 ● Mini W2 Sold Case Form
 
 

 

 

 

 

    

 

Think You Can’t Afford To Provide Benefits For Your Employees?

The Reality Is You Can Afford NOT To!

The cost of employee turnover is a potential drain on profits for many businesses. Studies in the grocery and hardware industries show that it can cost from $4,000 to $6,000 to replace one $7.00 hour worker. When you first think of it, that sounds overstated but advertising, interviewing, lost productivity, errors due to inexperience and your time in finding and training a replacement employee all factor into the cost of turnover! The replacement employee cannot be fully productive until they learn the job. Consequently, for the first few weeks of their employment, they are probably costing you money rather than making it. 

Even a modest or scheduled benefit plan may significantly increase employee loyalty, reduce turnover, and increase productivity - and an affordable health insurance plan is an alternative you can ill afford not to entertain and a benefit employees want most. 

Note: This is not major medical coverage and is not designed as a substitute and may vary from state to state.

 

 

 

 

 

 
 
 
 

Updated 01/09/08