Commercial Package, General Liability and Property Products

Risk Reducers is not historically known for its access to a wide range of competitive, secure property and liability markets. We provide both primary and excess coverage's, as well as, protection for inland marine exposures. We place programs with domestic, admitted carriers rated "A" or better. 

We can also place vacant property, habitational property, and difficult to place property. Our markets readily entertain coverage for Artisan Contractors, Wholesalers, Manufacturing, Retail Stores, Real Estate Ventures, Office Buildings, Service Industry; Habitational Risks, Convenience Stores, etc.

Packages provide coverage for both property and liability exposures. Our markets consider both the special perils and broad forms for covered perils with the general liability being written on an occurrence form.

General Liability and Products Liability covers accidental bodily injury or property damage that results from either a condition on the insured's premises or the insured's operation in progress, whether on or away from the insured's premises. Risk Reducers also provides liability coverage for accidental bodily injury or property damage, including those caused by goods the insured has manufactured, assembled, sold, or work the insured has done. Umbrella and/or excess liability may also be provided through additional liability limits, depending upon the primary exposures. 

Updated 10/13/08